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	<title>Insurance Companies Suck &#187; Insurance Company Myths</title>
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	<link>http://theinsurancecompanysucks.com</link>
	<description>Getting Back at Insurance Companies</description>
	<lastBuildDate>Mon, 22 Mar 2010 22:01:20 +0000</lastBuildDate>
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		<title>Myth #1 &#8220;You don’t need a lawyer.&#8221;</title>
		<link>http://theinsurancecompanysucks.com/insurance-company-myths/</link>
		<comments>http://theinsurancecompanysucks.com/insurance-company-myths/#comments</comments>
		<pubDate>Tue, 22 Sep 2009 21:25:52 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Insurance Company Myths]]></category>

		<guid isPermaLink="false">http://insurancecompaniessuck.net/insurance-company-myth-1-%e2%80%9cyou-don%e2%80%99t-need-a-lawyer-%e2%80%9d/</guid>
		<description><![CDATA[Truth:  You need a lawyer because this is probably your first serious insurance company claim and you are up against a professional insurance adjuster, backed by a team of lawyers.
Insurance companies make billions of dollars by paying claimants less. The less they pay you, the more they make. The less your adjuster gets you [...]]]></description>
			<content:encoded><![CDATA[<h3>Truth:  You need a lawyer because this is probably your first serious insurance company claim and you are up against a professional insurance adjuster, backed by a team of lawyers.</h3>
<p><a href="http://www.forbes.com/2008/01/18/health-care-scam-ent-hr-cx_mf_0118healthcarescam.html" target="_blank">Insurance companies</a> make billions of dollars by paying claimants less. The less they pay you, the more they make. The less your adjuster gets you to accept, the happier his boss is.</p>
<p>We see client after client frustrated by trying to deal with an insurance adjuster directly, only to be offered a small fraction of the money we end up recovering for them. <span id="more-6"></span> In one recent case, the insurance company offered $2,000 to an accident victim in an effort to try and get him to settle his injury claim quickly and before he hired an attorney. This client called us and decided to hire Ostroff Injury Law. Once we were able to determine the seriousness of our client’s injuries, we were able to recover $25,000 from that same insurance company. Now we’re working hard to get an additional $75,000 in additional insurance benefits for this same client.</p>
<h3>You need Ostroff Injury Law on your side to help you level the playing field.</h3>
<h4>We will get you top dollar for your injury claim!  Call toll-free (888) 808-1340 to tell us your horror story—and we’ll tell you how we can help.</h4>


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		<title>Myth #2 Your insurance adjuster is a nice and trustworthy guy who is here to help you.</title>
		<link>http://theinsurancecompanysucks.com/insurance-adjusters-lie/</link>
		<comments>http://theinsurancecompanysucks.com/insurance-adjusters-lie/#comments</comments>
		<pubDate>Sun, 20 Sep 2009 21:35:15 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Insurance Company Myths]]></category>

		<guid isPermaLink="false">http://insurancecompaniessuck.net/insurance-company-myth-2-your-insurance-adjuster-tells-you-%e2%80%9ci%e2%80%99m-a-nice-and-trustworthy-guy-i%e2%80%99m-here-to-help-you-%e2%80%9d/</guid>
		<description><![CDATA[Truth- He’s only a nice guy if he wins! At his job, he only wins when you lose. Successful insurance company adjusters will act like your best friend… as long as he thinks he can win. Your adjuster knows that if you don’t know what your case is worth, then he will get to be your expert! This is playing right into his hands.]]></description>
			<content:encoded><![CDATA[<h3><img class="alignright size-medium wp-image-97" title="Dont trust the adjuster" src="http://theinsurancecompanysucks.com/wp-content/uploads/2009/09/iStock_000004179130XSmall-300x199.jpg" alt="Dont trust the adjuster" width="300" height="199" />Truth: He’s only a nice guy if he wins! At his job, he only wins when you lose. At Ostroff Injury Law, we only win when you win.</h3>
<p>You are not more important to your insurance adjuster then his job, or him getting a raise or promotion.</p>
<p>Successful insurance company adjusters will act like your best friend… as long as he thinks he can win. Your adjuster knows that if you don’t know what your case is worth, then he is your expert! This is playing right into his hands.<span id="more-7"></span><strong>Your insurance adjuster is capable of telling you anything to persuade you to try and settle with him quickly and cheaply. This is his job. While he will rarely admit to things he may have told you, some adjusters will do virtually anything to scare you out of getting the money you are entitled to.</strong></p>
<p>Face it, you don’t know insurance claims as well as your adjuster knows insurance claims. If you’ve been hurt, accepting less than you are entitled to may haunt you for the rest of your life. For your insurance adjuster, your claim is just another of hundreds of claims to him. You are nothing more to him than the claim number he gave you. Your insurance adjuster wants his claim numbers to add up to low settlements.</p>
<p>He wants to sit at his lunch table and brag to his other adjuster buddies about the sucker he just settled with and how low he got out for—<em>This really happens!</em></p>
<p><strong>Don’t be just a number. Hire a law firm that will get your insurance adjusters attention.  Call Ostroff Injury Law at 1 (888) 808-1340. </strong></p>
<p>Remember:<em>Your insurance adjuster does better when you accept less. He wins when you lose. We only win when you win!</em></p>


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		<title>Myth #3 &#8220;Your injuries were not from this accident. Everybody has a bad back by your age!&#8221;</title>
		<link>http://theinsurancecompanysucks.com/myth-3-injuries-accident/</link>
		<comments>http://theinsurancecompanysucks.com/myth-3-injuries-accident/#comments</comments>
		<pubDate>Tue, 18 Aug 2009 21:35:59 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Insurance Company Myths]]></category>

		<guid isPermaLink="false">http://insurancecompaniessuck.net/insurance-company-myth-3-%e2%80%9cyour-injuries-were-not-from-this-accident-everybody-has-a-bad-back-by-the-time-they-are-your-age%e2%80%9d/</guid>
		<description><![CDATA[Truth: If your pain started as a result of an accident, then you’re entitled to compensation for this pain!
If your doctor or hospital billed your auto insurance company for your medical care, then they are of the opinion that your injuries are from your automobile accident. Your insurance adjuster may tell you that your spine [...]]]></description>
			<content:encoded><![CDATA[<h3>Truth: If your pain started as a result of an accident, then you’re entitled to compensation for this pain!</h3>
<p><strong>If your doctor or hospital billed your auto insurance company for your medical care, then they are of the opinion that your injuries <em>are </em>from your automobile accident. Your insurance adjuster may tell you that your spine problems are “degenerative” which means “not from an accident.” </strong>While your x-rays may show degenerative changes, if these areas of your body didn’t hurt until after your auto accident, then the <a href="http://www.fbi.gov/majcases/fraud/fraudschemes.htm#health" target="_blank">insurance company</a> is responsible for your pain and suffering.</p>
<p>Even if you had pre-accident pain or surgery in an area that hurts worse after you were in an accident, you are entitled to money for your pain and suffering.<span id="more-8"></span></p>
<p>Don’t trust your insurance adjuster to help you prove which injuries you received in an auto accident or a slip and fall incident. <em>Let Ostroff Injury Law work with your doctors to prove that your injuries were caused by your accident. Jon Ostroff will get you the money you are due for your pain and suffering!</em></p>


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		<title>Myth #4 “You chose limited tort so you’re not entitled to compensation for pain and suffering.”</title>
		<link>http://theinsurancecompanysucks.com/limited-tort-myth/</link>
		<comments>http://theinsurancecompanysucks.com/limited-tort-myth/#comments</comments>
		<pubDate>Sat, 15 Aug 2009 21:37:05 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Insurance Company Myths]]></category>

		<guid isPermaLink="false">http://insurancecompaniessuck.net/insurance-company-myth-4-%e2%80%9cyou-chose-limited-tort-so-you%e2%80%99re-not-entitled-to-compensation-for-your-pain-and-suffering-%e2%80%9d/</guid>
		<description><![CDATA[Truth: There are several important exceptions to Limited Tort where you can  still be entitled to money for your pain and suffering.
Soon after an accident, long before the seriousness of your injuries are known, your insurance adjuster will try and talk you out of seeking a recovery because you chose limited tort. If your [...]]]></description>
			<content:encoded><![CDATA[<h3>Truth: There are several important exceptions to Limited Tort where you can <em> still </em>be entitled to money for your pain and suffering.</h3>
<p>Soon after an accident, long before the seriousness of your injuries are known, your insurance adjuster will try and talk you out of seeking a recovery because you chose limited tort. If your injuries turn out to be more serious, such as a herniated disc in your back or neck, if you need surgery, or if you suffer from any physical problems that last long enough, you may still be able to recover for your pain and suffering.<span id="more-9"></span></p>
<h4>If the following apply to you, you are entitled to be paid for your pain and suffering, even if you chose limited tort!</h4>
<ul>
<li>If you were hit by an out of state driver</li>
<li> If you were hit by a drunk driver</li>
<li>If you were not in a private automobile at the time of your accident (for instance you were a pedestrian when you were injured or you were on a motorcycle)</li>
</ul>
<h3>Call Jon Ostroff at Ostroff Injury Law and let Jon review your situation with you. </h3>
<p><b>Even if it’s not currently known whether your injuries are serious enough for you to be paid for your pain and suffering,</b> Jon will work with you and handle your case until the full extent of your injuries can be determined. You will only pay Ostroff Injury Law if and when you recover money.</p>


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		<title>Myth #5 &#8220;You’ll wait forever to get paid if you hire a lawyer.”</title>
		<link>http://theinsurancecompanysucks.com/wait-for-insurance-to-pay/</link>
		<comments>http://theinsurancecompanysucks.com/wait-for-insurance-to-pay/#comments</comments>
		<pubDate>Mon, 10 Aug 2009 21:38:25 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Insurance Company Myths]]></category>

		<guid isPermaLink="false">http://insurancecompaniessuck.net/insurance-company-myth-5-%e2%80%9cyou%e2%80%99ll-wait-forever-to-get-paid-if-you-hire-a-lawyer-%e2%80%9d/</guid>
		<description><![CDATA[
Truth: The longer your pain lasts, the more your case is worth. This is why the insurance adjuster wants you to settle quickly!
If you desperately need money before your case settles, we have a solution for this as well.
At Ostroff Injury Law, we don’t get paid until you get paid. Delaying your money only delays [...]]]></description>
			<content:encoded><![CDATA[<p><img class="alignright" title="Insurance Adjusters Lie" src="http://theinsurancecompanysucks.com/wp-content/uploads/2009/09/iStock_000006989214XSmall-300x199.jpg" alt="Insurance Adjusters Lie" width="300" height="199" /></p>
<h3>Truth: The longer your pain lasts, the more your case is worth. This is why the insurance adjuster wants you to settle quickly!</h3>
<p>If you desperately need money before your case settles, we have a solution for this as well.</p>
<p>At Ostroff Injury Law, we don’t get paid until you get paid. Delaying your money only delays our fee. We will push hard to get you your money as soon as we can.  <span id="more-10"></span>Our commitment to you is to get you <em>as much money as we can, as quickly as we can.</em></p>
<p>Before we take steps to settle your case, we will advise you to wait until the full extent of your injuries are known, or you have been discharged from all of your medical care. If you settle sooner, your case is worth less. This is why your adjuster wants to be in control of your case. This is also why your adjuster will try and get you to settle quickly. </p>
<p>If you are out of work, on the verge of losing your house, unable to keep up with your bills, or in desperate need of money before it is time to settle your lawsuit, Ostroff Injury Law works with loan companies that will <a href="http://insurancecompaniessuck.net/presettlement-loan/">will loan money to accident victims</a> regardless of their credit. It’s called a “lawsuit loan” or  <a href="http://insurancecompaniessuck.net/presettlement-loan/">pre-settlement funding.</a>” As long as the loan company can verify that the accident wasn’t your fault, that there is insurance available to compensate you, and that your injuries were from the accident, they will offer you a loan while you wait for money from your case. </p>
<h3>Hire Ostroff Injury Law, and let them (and you) be in control of your case.</h3>
<p><b>Don’t put your insurance adjuster in the driver’s seat! Call toll-free (888) 808-1340 to tell us about your insurance company nightmare and see if we can help.<b></p>


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